Covers how to create a budget, software to help you keep track of finances, and how often you should review and update your budget.

Your retirement may be decades away but planning now may save you headaches down the road. This articles covers social security, employee-sponsored retirement plans, IRAs, taxable accounts, and working in retirement.

Learn about the advantages and disadvantages of stocks and bonds, when to invest, and the difference between stockbrokers and trading online.

Most budgets fail. But it’s not because the people who made them failed—it’s because they were set up to fail. Budgets are useless if they don’t work in real life. In this course, learn how to create a budget that meets you where you are. Financial planner and fintech consultant Natalie Taylor explains how to overcome the most common budgeting pitfalls, budget based on your values, and set achievable goals. She also shares tips on balancing spending and saving, discusses how to plan for unexpected costs, and demystifies the question of “How can I budget and still enjoy life?” If you want to transform your budgets from stressful to successful, take this course to build a budget that works for you.

Transitioning to a job with a starting salary is exciting, but creating a budget based upon it can be completely overwhelming. In this course, personal finance coach and financial literacy expert Gregory Sneed shows you how to plan a personalized budget for your starting salary so you can make the most out of your earnings. Explore the difference between gross and net pay, along with the various components of monthly income. Gregory identifies categories to help you prioritize expenses, distinguishing between mandatory and optional spending. Get tips for creating a balanced budget with categorized transactions and utilizing tools to help you manage your finances more effectively. Along the way, Gregory covers the basics of savings and investment strategies to help you make smarter decisions with your money. After completing this course, you'll be equipped with the skills and know-how required to practice healthy financial habits on a starting salary.

Budgeting lies at the foundation of every financial plan. It doesn’t matter if you’re living paycheck to paycheck or earning six-figures a year, you need to know where your money is going if you want to have a handle on your finances.

When it comes to personal finance, it's best not to play the guessing game. Sometimes the easiest way to manage your monthly budget is to visualize it. With Quicken's budget calculator, it's easier than ever to manage your finances.

Creating a budget might not exactly sound like the most enjoyable task in the world, but it's a necessary part of keeping your finances in order, and keeping you out of mounting debt.

Budgeting, as a concept, is very simple. You manage inputs and outputs, hopefully keeping the latter higher than the former. This article posts the author's thoughts and experience in the realm of budgeting with an emphasis on doing it in college.

How to make a simple budget.

College is a time of new found freedom for many students. But with freedom comes responsibility, especially fiscal responsibility. This video reviews the basics in money management skills in order to build a solid financial foundation for college years and beyond. Topics include how to set up a budget, discretionary vs. nondiscrtionary spending, and savings.

Five tutorials from the LearningExpress Library: Investing for Life, Managing Debt, The Basics of Money Management, Understanding Insurance & Taxes, and Why Credit Matters. Be sure to log in with your LearningExpress Library information to gain access!

How do banks work? Are you saving enough for retirement? Considering the answers to these questions and understanding financial basics is critical to planning a strong financial future. This course breaks down the mystery around the financial industry and provides practical knowledge for everyone, so you can manage accounts in an informed way, whether you are working with a financial advisor or not. Topics covered include savings, investments, insurance, retirement, and more.

Discover the essentials of financial literacy in a condensed 30-minute course designed to equip participants with foundational knowledge and practical steps for wealth building. Financial fitness coach Vivian Padua unravels the complexities of personal finance, offering insights into money beliefs, financial planning, debt management, credit score optimization, and more. This course will enhance your financial understanding quickly, serving as a gateway to personal financial empowerment.

Your credit score might just look like a number—but it’s a number that defines you. Your score is checked when you make major purchases, apply for loans, and even sometimes when you start a new job. In this course, you can learn how to pull yourself out of bad credit, how to get started if you have no credit, and how to keep your credit score high. You can explore the types of credit as well as the seven factors affecting your score—in both a positive and negative direction. Remember: Good credit is a marathon, not a sprint. The sooner you start, the sooner you’ll be able to take advantage of all the opportunities that good credit has to offer.

Stepping into the world beyond graduation brings its own set of challenges, especially when it comes to finances. In this course, Vivian Padua provides effective tips to build essential skills to navigate your financial journey with confidence. From assessing your current financial health to mastering the art of budgeting and managing student loans, this course covers it all. After this course, you'll be prepared to build a secure financial plan for your present and your future.

When you’re in college, a credit card offers the security that you can pay for things even if you don’t have money in your wallet. They’re accepted nearly everywhere, unlike some newer forms of payment. They’re essential for online purchases. And, they’re a great way to start building your credit history.

Their apps are marketplaces full of major retail brands that beckon you with deals and offers, and the clincher: You don’t have to pay for the whole purchase now. Tempting, right? That’s the point. f mismanaged or overused, BNPL services can lead to drastic consequences on a young consumer’s already delicate financial wellness.

Even if no one ever talked to you about money or finance “isn’t your thing,” everyone needs to know about money. But don’t worry, you don’t have to go it alone!

Filing tax returns can be particularly overwhelming for young Americans, many of whom graduate from high school or college without having had a formal financial literacy education. This guide can help you learn the basics of how to do your own taxes.

As the cost of education continues to increase significantly, many students report feelings of uncertainty, isolation and anxiety when it comes to the pressures of managing their personal finances at school. This guide is designed to help you manage stress and some proactive steps to take to help better your situation.

It’s the question almost every college student or college graduate dreads to think about: How do I pay off my student loans? The key to tackling this issue is to: 1) Know what you owe (the total, when the first payment is due and how much each payment will be) and 2) Make a plan to pay it off.

Before you get caught up in the buying frenzy, there’s one thing you have to get straight first: How much can you afford to spend on a car?

One of the most shocking things is when you get that first paycheck — and how small it really is! You knew some taxes would be taken out but most of us are unprepared for how much really comes out. This gudie covers all of the information you need to know about your paycheck.

Finances can be a stressor, regardless of tax bracket. Here are tips for making better money decisions.

This program helps provide students with a better understanding of the concept of credit. We will examine credit in some of its different forms, and see how each one works. Possible methods to build and protect individual credit, and ways to manage credit are discussed. Students will also learn basic credit and finance terminology.

Every young person will leave home at some point - to go to college, to work, or simply be on their own for the first time. When they do, they will enter the world of credit...money loaned to them to buy a car, rent an apartment, sign up for a subscription service, get a student loan or credit card. This video will explain what credit means, the various types of credit available, interest rates, as well as credit scores.

For those high schools students who decided to further their education, 70% will go into debt by taking out a student loan. The goal of this video is to help students fully understand student loans and increase their ability to make informed decisions. This video will review the history of student loans, government vs. private lenders, interest rates, and payback options.